How to address your money blocks with an abundance mindset

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Today’s post is all about mastering the art of addressing money blocks. Acknowledging your problems with money is not enough to make them go away so if you’re dealing with what you’d describe as serious financial problems, this post was crafted for you.  

But first, here are some financial problems examples:

  • Not enough money
  • Minimum or missed payments on credit cards
  • Job loss
  • Late bill payments or you seek extensions on a regular basis
  • Too much debt
  • Health care costs
  • Legal action for debt recovery
  • Earning more than enough money

These are all categorized under “money blocks” in the world of mindset work and one of the things I work with my clients on in the last phase of the “Breaking Mindset Barriers for Professional Counselors” program is money mindset because it’s crucial that you address these to avoid blocking abundance in your life. Now let’s take the problems above and translate how they might show up in one’s mindset.

  • “I’m worried my money will run out.”
  • “I’ll never pay this debt off because I can only afford the minimum payment.”
  • “I need a job quickly! I’ll take whatever I can get even if it pays less than I’m worth.”
  • “I just can’t seem to get ahead because I’m drowning in debt.”
  • “I’ll go to the doctor less. We can’t afford it.”
  • “I’m going to ignore it because I can’t pay it anyways.”
  • “If I earn too much, too much will be expected of me.” 

Do any of these describe your attitude towards money? If so, please know there is no judgment. Many people are living in a high debt to income ratio so you’re not alone. It’s very easy to slip into negative thinking when it comes to money. In America specifically, there’s a belief that teens should be pushed to college immediately after graduating high school and many do. The problem is that they leave with high and sometimes even a credit card debt. Once hopeful about their future, they settle for jobs with low salaries and do their best to pay off their student loan debt. According to an article by Nitro College, the average student loan debt amount is $37,172 with an average monthly payment of $393. These numbers are expected to climb as more people enter the adult world without financial education. If you haven’t heard of the student loan debt crisis, you’ve been living under a rock. 

I’ve heard all sorts of stories about how people are going to pay off their high debt. Some wait on a family inheritance, some say they’ll do it the old fashion way by working hard, tightening up their budget, living on less and getting that debt down. Some plan to rely on student loan forgiveness and wait for it…some people are even waiting on money miracles to show up! Don’t laugh, this is a real belief and I used to have that type of thinking. The truth is that some of those things may happen but even if you won the lottery, if you had serious financial problems before, they will only be highlighted. If you have a negative money mindset now, winning the lottery or gaining inheritance from a family member likely won’t be the best thing that happens to you. Why? Because you haven’t dealt with the root of your money problems. Let’s break this down.

There could be several things impacting your money mindset.

Problem #1: Whatever you think about money leads to how you feel about money. That feeling gives off an energy. That energy is either supporting your money breakthrough or keeping you stuck.

Solution: You’ll need to clean up your thoughts and beliefs about money. The first step is becoming aware of how your beliefs impact your money mindset. This can be done by an awareness of your body’s response when you exchange money. For instance, if when you satisfy a bill payment, you notice soreness in your back, that energy is something you need to clear. Your subconscious mind may have the belief “It’s so stressful when I have to pay bills” therefore you associate circulating money in a negative way. 

Problem #2: You grew up in a family where money was always discussed negatively. 

Solution: Write down all the messages you received in your childhood about money. For example, maybe you grew up hearing “Money is hard to come by.” The belief you adopted as a child might be “I’ll have to work really hard to get money and when I do, it won’t last long.” Next you should write down a positive reframe of that very statement. This could be “My receipt of money is an exchange for the amount of value I offer into the world. If I’m working hard, it’s because I enjoy what I’m doing and that passion fuels me.” 

Problem #3 You simply don’t see financial freedom as a possibility for you. It’s going to be impossible to develop an abundance mindset if you can’t first see yourself having it. 

Solution: This is going to sound very simple but you must visualize what you having an abundant financial life looks like. You can do simple visualization exercises but just thinking about your desires is not enough. Check out the blog post HERE for one of the key things you’ll need to do when practicing visualization. 

Photo by Viviana Rishe on Unsplash

This list is not all conclusive. This post could easily be six pages long so for now, we’ll limit it to three things that commonly impact money mindset. If you read the issues above and thought to yourself “Wow, I’ve been ruining my chance at financial abundance!,” don’t worry. The good news is there’s still time for you to mentally claim the life you deserve. Once you do the mental work, financial abundance is on the way but you’ll still need to take action. 

Now let’s discuss some ways you can attract more abundance

  1. Express gratitude for the money you already have. There’s no sense in thinking you’ll get blessed with more if you don’t appreciate your current blessings. Sure, you want more. Don’t we all? Let’s try to have an attitude of gratitude and see where that takes you. If you’d like more on this topic, check out a previous blog post HERE.
  1. Track the money you already have. I make it a habit to track the money I receive by writing it down in my daily planner. Some people use a spreadsheet and some just use a tablet and whatever method you choose, it just matters that you’re acknowledging the financial blessings you already receive. I know this probably sounds a little crazy but trust me…I practice this and it works! In one day alone, two different individuals paid for my order at two separate food locations. You’d better bet I wrote the amounts down as money that was received and I expressed gratitude for it. 🙂
  1. Practice living by the moment AND dream about your future. Let me explain… What we’re discussing here is being thankful for what you have in the present AND also anticipating more of that in the future. A good way to do this is to let your brain go wild thinking about all the things you’ll do when you have attracted more money. This can include things you want or places you’d like to visit but also think of your big “Why?” What has inspired you to desire more money? Do you want to give more to your favorite charity? Do you look forward to supporting the Children’s Ministry at your church? Or maybe you desire to expand your business so that you can offer employment to stay-at-home moms. Whatever the case may be, the takeaway is that it’s a good idea to expand your thinking to the impact you can make on society as a whole by your financial freedom.

Now let’s talk about God and money

If you’ve been following this blog for a while, you already know the Christian perspective is coming your way. 🙂 First, let me disclose that my master’s degree is in counseling psychology and not divinity. In all things biblical, be encouraged to read the texts for yourself and most importantly, make sure to read them in context. Now that that’s out of the way…

During my childhood, I would commonly hear “Money is the root of all evil.” As you can expect, the implicit message learned there was that people who have money are evil, selfish and they use their money for devilish means. Talk about a negative money mindset! Please don’t tell my parents. Lol When a person grows into adulthood, they have the opportunity to keep their inherited beliefs, adopt their own or find a nice mix. If you keep the idea that money is bad, don’t expect to attract more financial abundance

So where does that leave those of us who identify as Christian? The answer is simple. Your brain will accept whatever you feed it. Even further, your subconscious mind will store all the messages you’ve ever learned about money just as a computer will store all your files until you go in and manually delete them. 

This, my friends, is why your decision today is very important. Do you want to remain in your current financial circumstances or are you ready to do the work it takes to improve your money mindset? Improve is the key word here because you will always have money blocks popping up. This will happen even more so as you reach new levels of financial freedom. You’ll need to continue to do the work to reach new heights and the good news is that growth is a life-long process anyways. 

I’ll leave you with these four things that helped me reconcile my childhood beliefs about money that blocked financial abundance in adulthood. They’re all tied to Christianity.

  1. Take everything to God in prayer. This does not exclude your finances.
  2. Find scriptures on financial prosperity that motivate you.
  3. Recognize and actively challenge the financial beliefs you inherited from Christian leaders and/or adults in your childhood.
  4. Consistently ask God how he will use you and your money to help his people. It’s hard to maintain the belief that money is evil when there are people who need your help. Remember that 1 Timothy 6:10 states “For the love of money is the root of all evil.” (KJV, not the full scripture) The key word is “love” here. Make your own interpretation.

As always, this post is meant to encourage and inspire you to live your best self. When we share what we’ve learned along the way, a ripple effect takes place. Share this post with a friend you believe needs help in this area because sharing is caring. Oh, and keep up with Marquita Myrick Coaching at the following locations:

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If you’re a Licensed Professional Counselor, and you’d like to check out the “Breaking Mindset Barriers for Professional Counselors” program mentioned in today’s post, click HERE.

Until next time,


The Counselor’s Mindset Coach

Survive your toughest moments with gratitude

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In today’s post, we’re discussing the benefits of gratitude. It’s sure to leave you feeling more appreciative of every experience you have in life. Many people talk about having an attitude of gratitude but what does that really mean?

Gratitude is defined as the quality of being thankful; readiness to show appreciation for and to return kindness. Sounds nice and simple, right? Basically be thankful for what you have, show appreciation when other people do things for you and return that with kindness. As easy as it sounds, the trials of life often get people stuck in a state of unhappiness, depression and it leaves them in a state where being grateful becomes difficult.

“Come to me, all you who are weary and burdened, and I will give you rest.” Matthew 11:28

As a Christian, I know that God doesn’t want us to be weary and burdened. Of course it’s natural that we will get this way from time to time and when we do, it’s good to turn to him first. Secondly, it’s important to know that you are not alone and to recognize where your control lies in every situation. You may feel down and out, stuck or depressed but what YOU choose to feed your mind in those moments defines how you will climb out. Here’s where the benefits of gratitude come in handy. You must recognize the importance of gratitude in life and taking time out of your day to engage in the practice of gratitude can help you improve in the following areas:

1. Emotional: more relaxation and the ability to call on happier memories.

2. Personality: more optimistic, increased self esteem.

3. Social: deeper relationships and a healthier marriage.

4. Health: improved sleep and increased energy.

5. Career: goal achievement and improved decision making.

So how do you do this? It’s simple. Here are some simple ways to practice gratitude.

  • Make a daily gratitude list (This doesn’t have to be long. You can start out by listing 3 things a day that you’re grateful for.)
  • When you start feeling stress, stop and think of the things you’re grateful for. This has instantly helped me on rough days.
  • Get others involved (This is a helpful one if you’re a care giver and your mood is impacting others. I often tell my kids what I’m grateful for and encourage them to tell me what they’re thankful for as well. Of course, they usually say “I’m grateful for Mommy!” What a mood lifter!)
  • Take a gratitude walk (Here you can combine exercise and gratitude. Exercise is known to release the brain’s feel good chemicals (aka endorphins) and while you’re walking, why not start with gratitude for your feet, sense of smell, eyes that help you see nature.)
  • Watch and/or listen to something inspiring (Your ability to hear or see is an obvious thing to be grateful for but sometimes listening to others’ stories of success, happiness and fulfillment can give you motivation and help you see the silver lining. You may leave feeling more grateful for the opportunity to pursue your own dreams.)

There are so many more that can be added but for now, I’ll leave it at that. Try some of these out and be sure to let me know in the comments if this practice is helpful for you. That’s all for now but before you go, don’t forget to check out my Facebook page where you will get access to more uplifting messages more frequently. You can check that out HERE.



The Counselor’s Mindset Coach

Visualization techniques won’t work if you’re forgetting this…

Photo by Viviana Rishe on Unsplash

Visualization is an old concept but one that’s making waves in the positive psychology space. It involves the formation of mental visual images. It’s a good exercise to use when you’re feeling low, battling depression or have a hard time seeing yourself as the successful person you desire to be. The problem? No matter how much visualization you do, the manifestation of your desires doesn’t always come right away and some dreams actually take longer to manifest.

This causes people to visualize inconsistently or even worse, they do it wrong. So have you been stuck with the “How to visualize effectively?” question? Most people probably think really hard about the things they want and even picture those things in their minds. This is great as it’s the beginning of visualization but if that’s all you’re doing (i.e. visualizing money, a new car, house built from scratch, job, vacation, etc.) you’re missing the mark.

If what you want hasn’t shown up in your life, there could be a number of things going wrong.

1. Time: As mentioned before, some dreams do take time to manifest. If you’re thinking visualization exercises will cause your dreams to manifest overnight, think again.

2. Action: Are you spending all day visualizing what you want but not taking any action to make it happen? Sorry to tell you but you are going to have to put some work in. The good news is that the work should be enjoyable since you’re putting energy towards something you desire.

3. Patience: Have you gotten impatient and therefore stopped doing the work? Maybe you still try visualization but negative thoughts overwhelm you and you can’t stay focused on what it is you desire. A good remedy for this is to try grounding exercises to make sure your mind doesn’t wander off. This could be as simple as sitting upright in a chair and feeling every piece of your body touch that chair before you practice visualization.

4. Identifying yourself in the visualization: Are you seeing yourself as the one on the receiving end of the things you want? Have you made a connection with seeing yourself driving the car you desire or do you just visualize your dream car on the lot, lonely without you as its’ driver?

I’d argue that the latter is one of the most important visualization techniques. There’s a block here for some people. They visualize the business they want to start but don’t actually see themselves registering a business name, marketing their services, attracting clients and accepting payment in return for stellar services. I hope you’re picking up how important this is. Many times, it may seem easier to see others with the things you desire but once you start placing yourself in your visualization, things start to change.

You can likely expect a better mood, more positive attitude towards life and you might even randomly find yourself visualizing throughout the day because your brain begins to recall those things that are important to you. Visualization is seeing and feeling yourself ALREADY being, doing and having the good which you desire. The key word is “already.” Now I could go into a long spiel about the importance of having gratitude for what you presently have but I’ll save that for another day. It’s okay if what you want hasn’t already shown up. Continue to practice visualizing what you desire, being thankful for what you currently have and remaining prayerful. Trust that God will give you the desires of your heart when you’re ready to receive them.

P.S. If you want more frequent pieces on encouragement and can’t wait for a weekly blog post, feel free to join my Facebook Group, Mindset Healing for Counselors HERE.

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Until next time,


The Counselor’s Mindset Coach

The Power of Now

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What does it look like to step into your now and create a life you love? I ask because while out and about, I meet new people often. It’s normal for people to ask “So what do you do?” therefore the topic of career is usually a part of conversation.

It’s been very noticeable that people have no problem sharing what they do while lacking enthusiasm behind every word. Some frequent responses are “I work in medical billing but I don’t like it.” or “I’m a Professional Counselor but I wish I could do something that pays more. Don’t get me wrong, I like working with the people but the politics and pay are horrible!”

When did “but” become so normal? Also, when did people stop dreaming? The common denominator in most of the stories I hear is that people are waiting for something magical to happen for them to pursue career change. Even further, they lack belief in themselves and feel that they’ll only be able to take chances in the future…not now. It’s a sad truth. What happened to the power of now? The answer is that people started accepting their circumstances as law. They forget they have the power to change their now. It’s possible to create a life you love. It will take effort on your part however changing your belief about why you can’t is where you need to start.

Here’s How to Step Into Your Now

  1. Write down your vision. If you’ve been following this blog for a while you’re probably tired of this first step but seriously, ideas floating around in your head are great but writing them down solidifies them. It also helps you to stop day dreaming about your ideas and see them as something tangible.
  2. Examine your current life. Sometimes writing a pros and cons list helps here because it gives you the visual representation of what life really looks like. Make note of things that are going well and things that you don’t like but settle with. Are there things you’ve felt restricted from doing? Do others complain about your lack of time? Write them all down here.
  3. Determine your top 5 values. It’s very likely that you’re not living in alignment with your values if you say you value family but never get to spend time with them because of your draining job.
  4. Re-train your mind. Up until now you’ve probably told yourself you can’t step out and try something new because ______. Your excuse here doesn’t matter as much as your willingness to embrace change. Try visualizing yourself doing what brings you happiness. Add in some affirmations to help you overcome self-sabotaging or challenging thoughts. Also add in books or podcasts that motivate you and encourage you to take a chance on yourself. Self-motivation is key here. We can’t wait for someone else to give us what we’re already capable of doing.
  5. Make a plan. Steps 1-4 are great but if there’s no plan in place, then you’ll end up doing the same thing you’ve been doing which is settling. It’s okay if your plan involves you tolerating your current job for another year or two while you work on your dream in the background. We all have to live, right? What’s important is that you make a list of things you need to accomplish to make the change.

I sincerely hope these steps have helped you. They have helped me tremendously! Remember that even the smallest steps get you closer to your goal. You don’t have to remain stuck in a career that drains you and keeps you from connecting with others. It’s possible to do something that will fuel you and give you back control over your life. By the way, If you’re a Professional Counselor who’s feeling burned out, belief is low and you could use some help identifying what’s keeping you stuck in a job that doesn’t serve you, grab a copy of The Counselor’s Block; Five Burnout Traits Counselors MUST Heal From Before Embracing Career Transition HERE.

Thanks for your time today love,


The Counselor’s Mindset Coach