How to address your money blocks with an abundance mindset

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Today’s post is all about mastering the art of addressing money blocks. Acknowledging your problems with money is not enough to make them go away so if you’re dealing with what you’d describe as serious financial problems, this post was crafted for you.  

But first, here are some financial problems examples:

  • Not enough money
  • Minimum or missed payments on credit cards
  • Job loss
  • Late bill payments or you seek extensions on a regular basis
  • Too much debt
  • Health care costs
  • Legal action for debt recovery
  • Earning more than enough money

These are all categorized under “money blocks” in the world of mindset work and one of the things I work with my clients on in the last phase of the “Breaking Mindset Barriers for Professional Counselors” program is money mindset because it’s crucial that you address these to avoid blocking abundance in your life. Now let’s take the problems above and translate how they might show up in one’s mindset.

  • “I’m worried my money will run out.”
  • “I’ll never pay this debt off because I can only afford the minimum payment.”
  • “I need a job quickly! I’ll take whatever I can get even if it pays less than I’m worth.”
  • “I just can’t seem to get ahead because I’m drowning in debt.”
  • “I’ll go to the doctor less. We can’t afford it.”
  • “I’m going to ignore it because I can’t pay it anyways.”
  • “If I earn too much, too much will be expected of me.” 

Do any of these describe your attitude towards money? If so, please know there is no judgment. Many people are living in a high debt to income ratio so you’re not alone. It’s very easy to slip into negative thinking when it comes to money. In America specifically, there’s a belief that teens should be pushed to college immediately after graduating high school and many do. The problem is that they leave with high and sometimes even a credit card debt. Once hopeful about their future, they settle for jobs with low salaries and do their best to pay off their student loan debt. According to an article by Nitro College, the average student loan debt amount is $37,172 with an average monthly payment of $393. These numbers are expected to climb as more people enter the adult world without financial education. If you haven’t heard of the student loan debt crisis, you’ve been living under a rock. 

I’ve heard all sorts of stories about how people are going to pay off their high debt. Some wait on a family inheritance, some say they’ll do it the old fashion way by working hard, tightening up their budget, living on less and getting that debt down. Some plan to rely on student loan forgiveness and wait for it…some people are even waiting on money miracles to show up! Don’t laugh, this is a real belief and I used to have that type of thinking. The truth is that some of those things may happen but even if you won the lottery, if you had serious financial problems before, they will only be highlighted. If you have a negative money mindset now, winning the lottery or gaining inheritance from a family member likely won’t be the best thing that happens to you. Why? Because you haven’t dealt with the root of your money problems. Let’s break this down.

There could be several things impacting your money mindset.

Problem #1: Whatever you think about money leads to how you feel about money. That feeling gives off an energy. That energy is either supporting your money breakthrough or keeping you stuck.

Solution: You’ll need to clean up your thoughts and beliefs about money. The first step is becoming aware of how your beliefs impact your money mindset. This can be done by an awareness of your body’s response when you exchange money. For instance, if when you satisfy a bill payment, you notice soreness in your back, that energy is something you need to clear. Your subconscious mind may have the belief “It’s so stressful when I have to pay bills” therefore you associate circulating money in a negative way. 

Problem #2: You grew up in a family where money was always discussed negatively. 

Solution: Write down all the messages you received in your childhood about money. For example, maybe you grew up hearing “Money is hard to come by.” The belief you adopted as a child might be “I’ll have to work really hard to get money and when I do, it won’t last long.” Next you should write down a positive reframe of that very statement. This could be “My receipt of money is an exchange for the amount of value I offer into the world. If I’m working hard, it’s because I enjoy what I’m doing and that passion fuels me.” 

Problem #3 You simply don’t see financial freedom as a possibility for you. It’s going to be impossible to develop an abundance mindset if you can’t first see yourself having it. 

Solution: This is going to sound very simple but you must visualize what you having an abundant financial life looks like. You can do simple visualization exercises but just thinking about your desires is not enough. Check out the blog post HERE for one of the key things you’ll need to do when practicing visualization. 

Photo by Viviana Rishe on Unsplash

This list is not all conclusive. This post could easily be six pages long so for now, we’ll limit it to three things that commonly impact money mindset. If you read the issues above and thought to yourself “Wow, I’ve been ruining my chance at financial abundance!,” don’t worry. The good news is there’s still time for you to mentally claim the life you deserve. Once you do the mental work, financial abundance is on the way but you’ll still need to take action. 

Now let’s discuss some ways you can attract more abundance

  1. Express gratitude for the money you already have. There’s no sense in thinking you’ll get blessed with more if you don’t appreciate your current blessings. Sure, you want more. Don’t we all? Let’s try to have an attitude of gratitude and see where that takes you. If you’d like more on this topic, check out a previous blog post HERE.
  1. Track the money you already have. I make it a habit to track the money I receive by writing it down in my daily planner. Some people use a spreadsheet and some just use a tablet and whatever method you choose, it just matters that you’re acknowledging the financial blessings you already receive. I know this probably sounds a little crazy but trust me…I practice this and it works! In one day alone, two different individuals paid for my order at two separate food locations. You’d better bet I wrote the amounts down as money that was received and I expressed gratitude for it. 🙂
  1. Practice living by the moment AND dream about your future. Let me explain… What we’re discussing here is being thankful for what you have in the present AND also anticipating more of that in the future. A good way to do this is to let your brain go wild thinking about all the things you’ll do when you have attracted more money. This can include things you want or places you’d like to visit but also think of your big “Why?” What has inspired you to desire more money? Do you want to give more to your favorite charity? Do you look forward to supporting the Children’s Ministry at your church? Or maybe you desire to expand your business so that you can offer employment to stay-at-home moms. Whatever the case may be, the takeaway is that it’s a good idea to expand your thinking to the impact you can make on society as a whole by your financial freedom.

Now let’s talk about God and money

If you’ve been following this blog for a while, you already know the Christian perspective is coming your way. 🙂 First, let me disclose that my master’s degree is in counseling psychology and not divinity. In all things biblical, be encouraged to read the texts for yourself and most importantly, make sure to read them in context. Now that that’s out of the way…

During my childhood, I would commonly hear “Money is the root of all evil.” As you can expect, the implicit message learned there was that people who have money are evil, selfish and they use their money for devilish means. Talk about a negative money mindset! Please don’t tell my parents. Lol When a person grows into adulthood, they have the opportunity to keep their inherited beliefs, adopt their own or find a nice mix. If you keep the idea that money is bad, don’t expect to attract more financial abundance

So where does that leave those of us who identify as Christian? The answer is simple. Your brain will accept whatever you feed it. Even further, your subconscious mind will store all the messages you’ve ever learned about money just as a computer will store all your files until you go in and manually delete them. 

This, my friends, is why your decision today is very important. Do you want to remain in your current financial circumstances or are you ready to do the work it takes to improve your money mindset? Improve is the key word here because you will always have money blocks popping up. This will happen even more so as you reach new levels of financial freedom. You’ll need to continue to do the work to reach new heights and the good news is that growth is a life-long process anyways. 

I’ll leave you with these four things that helped me reconcile my childhood beliefs about money that blocked financial abundance in adulthood. They’re all tied to Christianity.

  1. Take everything to God in prayer. This does not exclude your finances.
  2. Find scriptures on financial prosperity that motivate you.
  3. Recognize and actively challenge the financial beliefs you inherited from Christian leaders and/or adults in your childhood.
  4. Consistently ask God how he will use you and your money to help his people. It’s hard to maintain the belief that money is evil when there are people who need your help. Remember that 1 Timothy 6:10 states “For the love of money is the root of all evil.” (KJV, not the full scripture) The key word is “love” here. Make your own interpretation.

As always, this post is meant to encourage and inspire you to live your best self. When we share what we’ve learned along the way, a ripple effect takes place. Share this post with a friend you believe needs help in this area because sharing is caring. Oh, and keep up with Marquita Myrick Coaching at the following locations:

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If you’re a Licensed Professional Counselor, and you’d like to check out the “Breaking Mindset Barriers for Professional Counselors” program mentioned in today’s post, click HERE.

Until next time,


The Counselor’s Mindset Coach

Can you see the finish line?

Photo by Hello I’m Nik on Unsplash

I was listening to this YouTube video from Jon Gordon yesterday and he was sharing the moment when most marathon runners give up. Apparently, mile 20/26. I was shocked because you’d think if they make it that far, there’s a “I can’t give up, I’ve come too far!” mentality. 

Jon went on to say that people don’t quit when they’re one mile from the finish line because they can see it. The power of vision is huge! This got me to thinking about things in the past I’ve given up on. Lately I’ve been embracing everything from swimming to standing within 5 feet of my friend’s snake tank—both things I wouldn’t have attempted four years ago. So what changed?

In short, I did an overhaul on my mindset. It was much needed despite everyone thinking Professional Counselors must be the most positive people on earth! Nobody’s perfect people. In doing that work, a focus on practicing visualization had to happen to strengthen vision and belief. Do you have a vision? If you do, you have the power to make something special happen in your life. You’ve probably heard this phrase.

“If you can see it, you can achieve it.” 

If you’ve found yourself in a place where dreaming has come to a screeching halt, know that there’s hope. Sometimes doing it for ourselves alone isn’t the thing that pushes us and in fact, it is the case for many that playing big to help others keeps them going. Try these simple steps if you need to get back in touch with your vision.

  1. Decide what it is you really want. No holding back here. Imagine the sky is the limit!
  2. Commit to showing up. Let’s get real…not much is achieved without taking some form of action.
  3. Be willing to receive help. Often times we get stuck and give up because of that “Do it yourself.” mentality. We aren’t on earth alone. There are people strategically placed in your life for a reason. Ask for help.
  4. Embrace the challenges that may come. They are there to make you stronger. Remember that one day your story could impact millions!
  5. Keep going until your vision/dream has manifested. This step is important. If you’ve ever read “Think & Grow Rich,” you’ll know why. 😉

That’s all for today friends. I truly hope this blog post has inspired you to either identify your dream or recommit to the one you already have. If you’re a Professional Counselor looking for support around mindset, healing from burnout and removing mental blocks, I’d love to have you join my Facebook group, Mindset Healing for Counselors. You can join HERE.

With much gratitude,

Marquita (The Counselor’s Mindset Coach)

I Quit!!

What happens when excitement trades places with career burnout.

Burnout, a term described as a special type of work-related stress. According to the Mayo Clinic, it involves a state of physical or emotional exhaustion that also involves a sense of reduced accomplishment and loss of personal identity. This is something I’ve experienced personally in the field as a Professional Counselor and have also witnessed my colleagues suffer from it as well. It’s tough going through it yourself and sometimes knowing your co-workers are also burned out is a relief–it validates you as not going crazy! It’s also a warning sign that something’s not right about the organization you’re working for. So what happens when that initial excitement for your career fades?

 You might can relate to the anxiety as you drive in to work or enter a meeting. Maybe you spend your lunch breaks crying in your car or dreading that drive to the next client’s home. It can get hard to hold your head up while eating dinner with your spouse when you’re fighting back tears. I get you…I’ve been there and it wasn’t pretty!

So what can you do about it? “I quit!!” are the words that ran through my head often when I was in the field. Some days I meant it and other days it just felt good to let it out and feel like I had some sense of control. Ultimately, there are steps you can take to get a handle on burnout.

Steps to Burnout Freedom:

Step 1: Evaluate your options. Can you choose the type of clients you work with? Do you have flex time? Have you checked out other jobs you might be a good fit for? You don’t have to remain in a work situation that stresses you out to the max. We all have choices.

Step 2: Focus on healing. What would it look like for you to heal from burnout? Write it down. Visualize what the new you looks like. Does she take on less “extra” workload? Maybe she attends more professional development activities to get a break. Does the healed version of you actually take vacation instead of saying to herself “I can’t take off. My clients need me!”

Step 3: Seek support from a qualified professional. Now here’s where you can get creative. You’re a counselor so I imagine you already believe in the benefit of therapy. If you feel that would be the best option, find someone who’s a good fit. Some counselors have a hard time going to therapy because they don’t feel they have a mental illness. If that’s you, getting a coach to help you walk over the burnout bride to healing is also a great idea. (Shameless plug…I’m here for ya when you need me. 😉 You can always incorporate some healing strategies on your own as well. Exercise, better sleep hygiene, mindfulness and relaxing activities such as yoga or meditation can do wonders for you.

These steps aren’t meant to be overwhelming. It’s important that you realize how much control you have and increase your energy so you’re able to take an active role in your healing. If you want a safe place to vent and get support from other professionals who are also healing, visit my Facebook group “Mindset Healing for Counselors” at . Until next time, love.

Marquita-The Counselor’s Mindset Coach

Conquering Fear With 3 Simple Mindset Steps

Have you ever woke up and decided you’re ready to overcome fear but took no action because you didn’t know where to start? If so, this blog post is for you.

Yesterday, I took my first adult swimming lesson. Now before you start to wonder why today’s topic is about swimming and not Mindset Coaching, hold your horses because I promise to tie all of this in. 🙂

Back to the story. As a child, I was fearful of water…deathly afraid to be exact. The thought that drowning was possible made the idea of even trying too much to face. So I barely passed the class with my sister and our supportive parents didn’t push because “If you don’t want to do something, you don’t have to do it.” Looking back, I understand they were giving us autonomy. As an adult with kids, I now question how much I’ll push my kiddos when it really comes to facing fear…especially when those fears involve basic life lessons that one should know. Fast forward to being a mom in her mid-thirties (That’s all I’m willing to admit. lol) with 2 young children who love water, I had no choice but to enroll them and myself in lessons. You read into that correctly…my fear of drowning even extended to them.

So what fears are holding you back in adulthood? Which ones might you pass on to your kids if you don’t face them? Generational fear can be passed down and someone has to break the cycle. Will that be you? If I still have your attention, then I’d bet my money that it won’t. Here are 3 mindset steps to help you conquer fear.

  1. Explore your fear’s origin. Was it something that originated in your childhood? What message did you learn about fear of ____?
  2. Take action by visualizing yourself engaging in that fear. (i.e. If your fear is swimming, visualize yourself feeling comfortable in the water, floating and smiling as your kids watch you naturally engage in swim.)
  3. Utilize affirmations that help your sub-conscious mind embrace a new way of relating to your old fear. (i.e. “I enjoy learning to swim.” “I feel relaxed in the water.”)

If you practice those 3 steps consistently on repeat, you can embrace your fears in a way that’s comfortable and empowering. I’m living proof that it CAN be done! Also, if you have a fear of changing careers due to say fear of being judged by colleagues, fear that you won’t be successful, fear of learning something new, you can use these same steps to conquer that as well. Consistency is the key here.

If you enjoyed today’s post and would like to join a community of like-minded counselors who are all looking to heal their mindset wounds, consider joining my Facebook group “Mindset Healing for Counselors” HERE. See you on the inside!